(specify your social security number)
Welcome to LEGALIS INKASSO!
Do you have an unpaid debt? Be smart and contact us. That’s the first step towards finding a solution and is always better than allowing the debt to get out of hand. Legalis Inkasso is a debt collection company with a difference. We are proud of our case officers and the personal connection they have with our clients. With us, you can get a fresh start and a solution that works for you.
Take the first step and call us now! Please note that you can pay using Swish: 123-658 37 36.
Legalis Inkasso is a licensed debt collection company and a member of the Swedish debt collector’s society Svensk Inkasso. Legalis Inkasso is the secondary business name of Sileo Kapital AB (556878-6403) holder of the debt collection licence. We are subject to monitoring by the Swedish Authority for Privacy Protection (IMY).
Welcome to LEGALIS INKASSO!
Do you have an unpaid debt? Be smart and contact us. That’s the first step towards finding a solution and is always better than allowing the debt to get out of hand. Legalis Inkasso is a debt collection company with a difference. We are proud of our case officers and the personal connection they have with our clients. With us, you can get a fresh start and a solution that works for you.
Take the first step and call us now! Please note that you can pay using Swish: 123-06 57 643.
Legalis Inkasso is a licensed debt collection company and a member of the Swedish debt collector’s society Svensk Inkasso. Legalis Inkasso is the secondary business name of Sileo Kapital AB (556878-6403) holder of the debt collection licence. We are subject to monitoring by the Swedish Authority for Privacy Protection (IMY).
There are different ways to pay.
You can choose the way you prefer. If you have any questions, please contact us and we will help you.
Does your customer number start with V? Click here
Direct payment Nordea
With direct payment, you can pay fast and easily on the Internet, directly from your account. The service works like a transaction from your account to the Legalis Inkasso account, and is made directly after you have processed the payment on your Internet bank.
Please use the following instructions to pay:
123-65 83 736 (specify your social security number)
Bankgiro: 130-6570 (specify the OCR number)
Plusgiro: 965 83-0 (Specify your social security number or OCR number)
If you can’t pay the entire debt directly, please contact us at 010-550 78 50 and we can help you with an installment plan.
Make a payment to Legalis Inkasso from abroad
Please use the following instructions:
BIC /SWIFT): NDEASESS
IBAN: SE 2295000099601800965830
Please don’t forget to specify your social security number or organizational number and your current address.
Receiver of payment:
Legalis Inkasso
MailBox 1801
411 41 Göteborg
Sverige
Direct payment Nordea
With direct payment, you can pay fast and easily on the Internet, directly from your account. The service works like a transaction from your account to the Legalis Inkasso account, and is made directly after you have processed the payment on your Internet bank.
Other ways of paying
Please use the following instructions to pay:
123-06 57 643 (specify your social security number)
Bankgiro: 5405-8714 (specify the OCR number)
Plusgiro: 955805-7 (Specify your social security number or OCR number)
If you can’t pay the entire debt directly, please contact us at 010-550 78 70 and we can help you with an installment plan.
Make a payment to Legalis Inkasso from abroad
Please use the following instructions:
BIC /SWIFT): NDEASESS
IBAN: SE 4095000099601809558057
Please don’t forget to specify your social security number or organizational number and your current address.
Receiver of payment:
Legalis Inkasso
MailBox 1801
411 41 Göteborg
Sverige
It is expensive not to pay directly
Even small debts can grow big if they are ignored. When fees are added, the debt grows dramatically.
If you give us a call, we can stop that development.
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Invoice (example)
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Debt collection
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+
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Injunction to pay
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+
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Counsel fee
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=
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Your debt
How far has my case progressed?
It isn’t always easy to keep track of what’s required during the various phases of a collection case. To enable you to get your bearings concerning you case, we have assembled frequently asked question, presenting them in the order of the phases of a typical case. If you have questions concerning you particular case, please contact our case administrators for assistance.
In this example, debt increases fast
Kim is a fictional character, but his story is realistic. The actual time intervals may vary, but the point is to demonstrate how quickly and drastically a debt may increase, if ignored.

Agreement reached
Kim buys a set of good headphones, costing 1 000 SEK. Kim finds that to be a bit much to pay on a single occasion, so he decides to pay in instalments instead. He’s required to pay 200 SEK per month for 5 months. The payment plan increases the cost through an interest rate of 19.90%, effective immediately.

Invoice
Day 5. Invoice sent – condition of payment 30 days
The creditor sends the invoice to Kim, for a service charge of 29 SEK. At this point, Kim becomes aware of spending more money than planned during the past month. He decides not to pay the invoice right now.
Day 30. The invoice lapses.
Since Kim haven’t paid according to contract, his debt is now 1 049 SEK.
1000 SEK (purchase)
+ 29 SEK (invoice service charge)
+ 20 SEK (interest)
______________________
= 1049 SEK

Reminder
Day 36. A reminder is issued.
Kim has a forgotten about the matter when an envelope arrives. The reminder charge is 60 SEK and the interest has increased to 24 SEK. Once more, Kim chooses not to pay.
Day 46. Kim’s credit is cancelled.
Since Kim hasn’t paid after receiving the reminder, the creditor now cancels Kim’s credit, giving him 30 days in which to pay the debt. Kim forgets to pay.
1000 SEK (purchase)
+ 29 SEK (fakturaavgift)
+ 44 SEK (interest)
+ 60 SEK (reminder charge
__________________
= 1128 SEK

Debt collection demand
Coming home from work, Kim finds an letter from a debt collection company on his doormat. They collectors have taken over the debt from the online vendor. On top of his debt and other charges, he’s now required to pay a further 180 SEK due to the debt collection demans. Kim chooses to further ignore his debt.
1000 SEK (purchase)
+ 29 SEK (invoice service charge)
+ 76 SEK (interest)
+ 60 SEK (reminder charge)
+ 180 SEK (debt collection demand charge)
__________________________
1445 SEK

Order to pay
Kim is shocked to find a letter from the Enforcement Authority in the mail, and resolves to pay his debt immediately. However, the order to pay has caused additional costs, a 300 SEK application charge as well as 380 SEK legal fee. This means that Kim can’t afford to pay. He still hasn’t contacted the Enforcement Authority and continues to ignore his predicament.
1000 SEK (purchase)
+ 29 SEK (invoice service charge)
+ 76 SEK (interest)
+ 60 SEK (reminder charge)
+ 180 SEK (debt collection demand charge)
+ 300 SEK (application charge)
+ 380 kSEK (legal representation fee)
__________________________
2025 SEK

Ruling/Record of non-payment
The debt has now become a major stress factor for Kim, and he feels unable to tackle the situation. In fact, he doesn’t even open the letters from the Enforcement Agency at this point. But he’s also aware that ignoring the problems won’s make them go away. He’s having trouble sleeping.
1000 SEK (purchase)
+ 29 SEK (invoice service charge)
+ 76 SEK (interest)
+ 60 SEK (reminder charge)
+ 180 SEK (debt collection demand charge)
+ 300 SEK (application charge)
+ 380 SEK (legal representation fee)
__________________________
2025 SEK

Enforcement application
In the next letter, Kim learns that the Swedish Enforcement Agency has established his debt, resulting in a record of non-payment. The debt collection company has passed the matter on to the Agency for enforcement. A 600 SEK enforcement charge of has been added to his debt.
Kim is devastated and worries about losing his possessions in a seizure.
1000 SEK (purchase)
+ 29 SEK (invoice service charge)
+ 100 SEK (interest)
+ 60 SEK (reminder charge)
+ 180 SEK (debt collection demand charge)
+ 300 SEK (application charge)
+ 380 SEK (legal representation fee)
+ 600 SEK (enforcement charge)
__________________________
2625 SEK

Seizure
One day, seizure is implemented by the Swedish Enforcement Authority, which means that a portion of Kim’s wages now goes directly the Authority, without first appearing in his bank account. Money is now scarce.
Do you have an unpaid debt? Be smart and contact us.
That’s the first step towards finding a solution and is always better that allowing the debt to get out of hand.
Important links
We are most willing to help you with your questions, but sometimes we are not best suited to answer them, or you might want someone else’s perspective on the matter. It’s not strange for us at all, in fact we think it is good. Therefore, we have gathered some links that we think might help you.